Janet Naisbitt-Bagley

ERA Realty Center, Cedar City, Utah

Archive for the month “September, 2012”

Don’t Be Surprised If You Share The Hope of Buying The Home You Love!

You may not be the only one making an offer on the home of your dreams.  Multiple offers are common, and buyers often offer more than list price in order to beat out the competition.

Is it still a buyer’s market?  Yes and No.  If you mean are there great buys and low interest rates on Cedar City, UT, homes for sale, the answer is yes.  However, there are more buyers offering, and there aren’t as many homes on the market.  Supply and demand seems to be indicating a turn toward a seller’s market in some price ranges.  Some buyers are even willing to pay above appraised value in order to win.

What should buyers do?  Start looking for your home right away. If you find the home you want, offer immediately.  How much?  Your REALTOR can show you sold comparables that will help give you an idea of what the home appraisal may be.  But note that buyers are sometimes offering above the sold comparables.

If you want a bargain and you don’t care if you get that particular home, go ahead and offer less than list price.  If you really want the home, you’ll want to offer at least full price.  Even full price may not be enough if you find your offer competing against multiple offers.  Buyers often offer above list price.

You’ll want to remember that a seller has the right to consider all offers up until he signs one.  His right to choose is gold.  He doesn’t have to come back to your offer at all if he has another offer he prefers, so you’ll want to make your offer the best you are willing to do.  You’ll want to offer enough that you won’t feel bad if you lose the home because you wouldn’t have wanted to pay any more anyway.

The seller facing multiple offers on his home has 3 choices as to how to respond to multiple offers.  He can reject one and counter or accept the other.  He can counter all of them however he wants with the clause included that if more than one buyer accept his counter he can choose which one he wants.  Another choice is that he can request all buyer’s highest and best offer.

If you do lose out to another bidder, don’t give up.  Sometimes you have to offer on 3 or 4 homes before you become the happy successful bidder. Make sure your agent will keep working with you until you own your home.  I believe you’ll always be happy that you joined the homeowners who are glad they kept trying until they bought their dream home.

Please call the Naisbitt-Bagley team at 435-865-1019 today for top experienced service with all of your real estate needs or email naisbitt@infowest.com.  You can text Janet or call her mobile at 435-559-7772 or call toll free 800-934-3742.

Check out the homes for sale at www.homesincedarcity.com including foreclosures, short sales, new construction and other bargain priced homes.  Then call Janet’s team 865-ten nineteen for your free tour of homes.

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Janet’s Blog Archive Posts

My Site Will Be Available On Monday 8/20/12 With Real Estate News!

It is my understanding that homesincedarcity.com will be experiencing maintenance work over the weekend and will not be available.  Please contact me at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com for real estate information and for the MLS listings including foreclosures, short sales, new construction and other bargains.  You can also call or text my mobile at 435-559-7772.  Sorry for the inconvenience.  I look forward to helping with all your real estate needs.

Posted at 02:55PM Aug 17, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

SATURDAY AUG 11, 2012

Real Estate Market Recovery in Home Sales and Average Sales Price

Charlie Young, President & CEO of ERA Franchise Systems LLC, sent an email with the following statement, “Realogy believes that the U.S. residential real estate market is continuing to experience the beginnings of a recovery that it reported in the first quarter of 2012.  The Company expected to see the continued improvement in both home sale units and average sales price, with price increases in most major markets being heavily influenced by reduced inventory.  Those expectations were realized in the Company’s second quarter results, which support its forecasted early-stage housing recovery.” 

Realogy is ERA’s parent company.  “The Company’s press release and quarterly report are available in the investor relations section of the Realogy.com website,” according to Charlie Yooung .  

The Cedar City area real estate market is experiencing an increase in home sale closings as per Utah Association of REALTORS (UAR) statistics report for June in Iron County.  We are also experiencing a decrease in inventory which should result in rising prices in the future.

Call Janet’s team today at ERA Realty Center at 435-865-1019 for help with all of your real estate needs while prices, interest rates and inventory can still equal an affordable monthly payment often less than rent. 

You can also email naisbitt@infowest.com or text 435-559-7772.  Janet Naisbitt-Bagley’s toll free number is 800-934-3742 for your convenience.

Check out the beautiful homes for sale at http://www.homesincedarcity.com including foreclosures, short sales, new construction and homes priced like foreclosures. 

Janet’s team can help you with every home no matter which office has it listed thanks to the MLS.  That should save you hours of time.

Janet’s team will work hard to help you make your real estate dreams come true!  Please call today for experienced, trained top service with all of your real estate needs whether buying or selling.

Posted at 05:27PM Aug 11, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

SATURDAY AUG 04, 2012

Iron County Real Estate Agents Close 141 Homes Under $99,999!

According to recent Multiple Listing Service (MLS) statistics graphs for the Iron County Board of REALTORS, 141 homes sold since April 1, 2012 through the end of July this year.  That is amazing when you consider that just a few years back it was practically impossible to find a home for sale under $100,000.  No wonder more homes are selling in the Cedar City area!

Buyers please take note:  Home inventory is down, and other buyer competition is up.  Homes in the price ranges under $150,000 are attracting multiple offers as soon as a bargain-priced home hits the market.  Some buyers are willing to pay more than list price and more than appraisal to get their offer accepted on the home they select. 

Buyers don’t delay.  Jumping off the fence and moving out of the sidelines now would be urgent in my opinion while there are still beautiful homes from which to choose. 

Check out the inventory of homes for sale including foreclosures, short sales, and other bargain-priced homes on at http://www.homesincedarcity.com.

Call Janet’s team at ERA Realty Center for top, experienced, knowledgeable service at 435-865-1019 or 800-934-3742 or emailnaisbitt@infowest.com.  They can help you with every home which should save you hours of time. 

Janet’s team will help you get the successful results you deserve!

Posted at 07:28PM Aug 04, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

TUESDAY JUL 31, 2012

Utah Association Of REALTORS Homes: Sales Up, Prices Down!

According to the most recent Utah Association of REALTORS (UAR) statistics for Utah, Iron County closed sales are up nearly 14.2% as of May 2012 YTD, and the median price range of homes in Iron County is down nearly 10.9% to $85,000 during the same period of time!

With interest rates being at bargain-lows, I believe now is the time to take advantage of buyer benefits available while there is a large inventory of short sales, foreclosures and homes priced-like foreclosures from which to choose. 

The inventory of homes for sale is less than it was last year.  Buyers in the ranges of $150,000 or less may face competition when offering on their home in the form of multiple offers. 

Some homes are selling for more than list price, and some buyers are paying more than appraisal in order to obtain their homes.  I believe they are happy to do so because many times their payment is less than rent, and they are excited about home ownership.

It is my opinion that buyers should not delay and that they should buy today.  I believe the market is changing.

Check out the MLS at www.homesincedarcity.com and then call Janet’s team at ERA Realty Center for help with every home!  That’s Janet’s top service, top trained team at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com whether buying or selling for all your real estate needs!

Posted at 03:38PM Jul 31, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

MONDAY JUL 23, 2012

There’s a HUD Home For Sale In Koosharem, UT, and Elsewhere, too!

What will $45,000 buy in a little town near Fish Lake in Utah?  Take a look at this adorable home with 3 bedrooms, 2 baths, a big lot–all near the store, cafe, church and more in Koosharen, UT.  Enjoy a short ride to Fish Lake, catch a fish, and have a delicious bite to eat at the Bowery.  Take in the serenity and the scenery as you skip a rock and dream of your childhood.. 

Would you like to know more about this and other HUD homes in Utah and all over the country?

Please call your HUD resource, Janet Naisbitt-Bagley, at ERA Realty Center 435-865-1019 or 800-934-3742 for details of this HUD home and other HUD homes for sale. 

Take a look at HUD homes around the country atwww.HUDhomestore.com.  Go to the state you want and enter the county or city.  You’ll see a variety of beautiful homes, some in top condition and some needing TLC.  Most carry bargain price-tags and would love to have a new owner!

Whether for HUD homes, foreclosusres, short sales, new construction or whatever your real estate needs, call the Janet Naisbitt-Bagley team at 435-865-1019 or email naisbitt@infowest.com for top experienced trained service today.  We would be happy to send you a free search of homes for sale.

You can also search the MLS at www.homesincedarcity.com for foreclosures, short sales and homes priced-like foreclosures.  We’ll work hard to make your transaction fun and easy and help you get the results you want.

Posted at 07:39PM Jul 23, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

SATURDAY JUL 21, 2012

Did Your Home Disappear From The Homes For Sale List? It happens!

The inventory of homes for sale is decreasing in the Cedar City, UT, area.  Buyers cannot be as choosey as they could be even just a few months ago.  More buyers are closing on their homes, and there are less homes for sale under $200,000 and especially under $150,000.  Don’t give up.  With perserverence, your home can be found, and I believe you’ll always be happy.

Don’t delay, call the Janet Naisbitt-Bagley team today at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com or text Janet’s mobile at 435-559-7772. 

Check out the homes for sale at www.homesincedarcity.com including short sales, foreclosures, new construction and other bargain-priced homes.

Would you like your own portal to the MLS, or would you prefer to have Janet’s team send you a search of homes for sale?  We want you to have current information. Call Janet’s team at 435-865-1019 to make sure you are getting up-to-the-minute homes for sale.

Janet’s team can also set you up to receive automatic emails of the homes that match your search criteria as they hit the MLS.  You will also get the price reductions. That’s an amazing service to get the new listings right off the press!

Be sure your search criteria is not too defined, or you may not get the home you want in your automatic emails.  Janet recommends that you search a little above and below your price range.  Even if you want a garage, you may not want to list that in your criteria because you could add a garage later if the home was perfect in every other way. 

Recently a buyer was disappointed because the home they wanted didn’t come in the automatic email they received because their search criteria said 4 bedrooms and above.  Therefore, they didn’t receive the home that only had 3 bedrooms, but there was room for a 4th in the basement and was just right in all other ways.  Janet sometimes recommends that you search for less bedrooms and bathrooms than you want because many of the homes in the Cedar City, Utah, real estate market have unfinished basements where bedrooms, bathrooms and family rooms can easily be added later.  You may even want to search more than one city because your dream home may be just a few miles away.

As you are searching for your dream home, it is important to remember that it’s easy to change colors, but it’s difficult to change floor plans.  It’s okay to have to paint a wall, but it’s more difficult to make major changes in the space in the home.  Cosmetic repairs can typically not cause a problem.  On the other hand, major structural damage requires professional care and expertise which could be pricey.

What then is the definition of a dream home?  One expert answered as follows, “Your dream home has everything you need and as many of your wants as you can afford.”  That’s important to remember as you set your search criteria.

Please call the Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 for help with all of your real estate needs.  Learn more about their top service team and get informative free reports as well as access to the homes for sale on the MLS atwww.homesincedarcity.comwww.cedarcity-UT-realestate.com,www.janetnaisbitt-bagley.com

Have a fabulous home-shopping day.

Posted at 04:31PM Jul 21, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

TUESDAY JUL 17, 2012

Are We Experiencing The Real Real Estate Market Recovery?

A recent articles from the “DS News” July 2012 issue caught my attention.  The cover stated, “The ups and downs of the market have experts struggling to answer the question: Is this a real recovery?”  I believe I hear that or a similar question several times every day.  I’m not convinced anyone knows for sure.  I do know we have decreased inventory of homes for sale and an increase of closings.  To me, that would indicate a market recovery.  Wouldn’t you agree? 

The first paragraph on page 47 of the actual story, “The Enigma of Market Recovery” by Carrie Bay states, “Home prices rose for the first time since August 2010 on both a quarterly and annual basis in May be Clear Capital’s assessment.  The Mortgage Bankers Association reported the mortgage delinquency rate during the first quarter of this year dropped to 7.40 percent–nearly a full basis point below the year-ago reading.  The visible supply of homes on the market declined 20 perent over the past 18 months, according to Capital Economics, and CoreLogic says even the number of homes hiding under the cloak of shadow inventory is down nearly 15 percent from a year ago.”  The above paragraph is pretty convincing that the recovery is here.  The question still remains.  It will be interesting to watch the future unfold and find out.

I honestly believe there is lots of money to be made by purchasing real estate now while prices and interest rates are both low at the same time.  There is no see-saw where one is up while the other is down that we’ve seen in real estate markets of past years.  The inventory is on the decline.  Buyers of homes in some price ranges cannot be as selective as they could be even a few months ago. 

I am convinced that there is an incredible opportunity to purchase real estate right now, and I am not sure this opportunity is going to be here for very long as the inventory continues to decrease. 

Please call Janet Naisbitt-Bagley team at 435-865-1019 or 800-934-3742  at ERA Realty Center, Cedar City, UT, for more details as to how you can begin your search for the American real estate dream.  You can email naisbitt@infowest.com or text Janet’s mobile at 435-559-7772. 

Ask how you can receive automatic emails of the homes for sale that match your chosen criteria.  Ask for your own MLS portal to get up to the minute information on homes for sale in the MLS.

If you want to search the MLS for foreclosures, short sales, new construction, bargain-priced resales, multi-units, land and more, go towww.homesincedarcity.com.

Janet’s team can help you with every home or property, so please call today.  We’ll work hard to help make your transaction successful, fun and easy, so you can enjoy the results you deserve.

Posted at 01:19PM Jul 17, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

TUESDAY JUL 10, 2012

Some Price Ranges Attract Multiple Buyers For Homes In Cedar City Area

Is it a buyer’s market or a seller’s market?  We’ve experienced a buyer’s market for several years.  We have had too many homes for sale and too few buyers to purchase them.  In some price ranges, that scenario has changed.  If a home is priced right, we often receive multiple offers.  The home may even sell for more than the listing price.  Buyers often think they can offer low and get the home. They are surprised when they lose the home to a higher offer.

If buyers have found the home they want, now may not be the time to try a low offer.  Buyers need to guage whether they want the home or whether they want to try to get a bargain price.  Trying for the lower price may result in losing the home to another buyer.  Buyers are the only ones that can make that decision.  Their agent can give a list showing what homes have sold for.  If the home is priced right, the buyer may want to make a full price offer.  The buyer may even want to offer more if they believe more than one offer might come in on their dream home. 

Recently, my office explained to our buyers that there were multiple offers, and that they needed to make their best offer in order to have a chance at the home.  We explained that buyers should never offer more than they want to pay for a home.  However, a buyer should offer his highest amount when there are multiple offers if he wants the home.  Why?  The seller’s right to choose which offer he wants is gold.  Therefore, the buyer will want his best foot forward when the seller is deciding which offer to accept.

Many buyers do not realize that sellers legally have 3 choices when they have more than one offer:  1.  They can reject all the offers and accept one.  2.  They can counter all offers and accept their favorite one if all the counters are accepted.  3.  They can request everyone’s highest and best offer.  Since one of the choices is that the seller may choose to reject all but one offer, the buyer doesn’t want his offer to be rejected just because he was expecting the seller to come back to him again with a counter.  The first chance may be a buyer’s only chance.  That’s important to note.

What price ranges are attracting multiple offers from buyers?  Most of the buyers in the Cedar City, UT, real estate market are under $200,000.  It is still a bargain-driven market.  Homes priced as bargains are attracting buyers and multiple offers. 

Investors are back in the real estate market.  It is difficult to find a 4-plex or duplex, but they are available and often attract multiple offers. 

Buyers in this real estate market are sometimes willing to pay above appraised price.  That makes sense as real estate markets turn around because the current sales are higher than the recent solds that the appraisers must compare.

If buyers are looking for homes less than $150,000,, they will find that the inventory is reduced.  They will not be able to be as picky as they were a few months ago, but homes are still available.  I recommend calling today while home prices are still affordable.  Iron County closings have increased and our inventory has decreased.  It is my opinion that supply and demand are shifting to favor the seller in some ranges.

Janet Naisbitt-Bagley and her team of licensed professional assistants at ERA Realty Center in Cedar City, UT, would love to give you top, experienced, trained service with all of your real estate needs whether buying or selling.

Call Janet’s team today at 435-865-1019 or 800-934-3742 or emailnaisbitt@infowest.com.  Check out the inventory of homes for sale including foreclosures, bargains, short sales and other values atwww.homesincedarcity.com.  You can text Janet’s mobile at 435-559-7772.

Janet’s team will work hard to help you make your real estate dreams come true.

Posted at 10:06PM Jul 10, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

WEDNESDAY JUN 27, 2012

Sell Your Staged Home Faster and For More!

I believe buyers choose their dream homes a large percentage on emotion.  They want to feel good in their home.  That’s totally reasonable because they will live there!  Sellers can be more successful if they prepare their home to attract that warm, cozy, happy-home feeling.

Fix up and repair inside and out, so the home doesn’t appear to be a big project. Yard and paint should be attractive.  First impressions are very important if you want your home to attract its new owner.

Light and space sell the home along with fresh paint and beautiful carpet.  To attract a buyer, I recommend that the seller go into each room and create a spacious and charming scene fit for a page in a home magazine.  Nice furniture completes the picture.

A closed-in feeling is not good and makes the home and storage areas feel too small.  Cupboards, closets as well as rooms must be free of clutter and too much stuff.  Now is the time to throw away, give away, and pack and store what you are not using.

Fresh flowers, throws and a bowl of fruit are great ideas.   When a buyer tours the home, the smell of bread or cookies baking adds a touch of home.

Janet Naisbitt-Bagley at ERA Realty Center would be happy to help you make your home a show home!  Please call today at 435-865-1019 or 800-934-3742 or text naisbitt@infowest.com if you want to dress your home for a successful sale. 

You can check out homes for sale on the MLS athttp://www.homesincedarcity.com/ to see the difference when you look at beautiful homes as well as those that need some work.

For more information on staging your home visit-

Barb Schwarz – How to stage your home to sell for top dollar!http://www.stagedhomes.com/ 

Dress your house for success-http://www.frontdoor.com/sell/staging-secrets-how-to-dress-your-house-for-sale-success/65

Posted at 07:55AM Jun 27, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

FRIDAY JUN 15, 2012

Welcome Home To Cedar City After Awesome Tour!

Have you read the book “Undaunted” by Lund?  It’s an amazing story in a historically factual setting!  People from Cedar City, Paragonah, Parowan, Panguitch and more set out to obey a calling and ended up miraculously succeeding through some of the roughest terrain in the country.  I recommend the book highly.  I will say no more, so you can enjoy the book yourself.

We just returned last night from following as close as we could their courageous trek.  We took the rough drive to hole in the rock where they took wagons down without anyone getting killed.  We took the Burr Trail Road and then Halls Ferry.  We ended up in Bluff where many of these heroes settled.  We walked through the cemetery where we recognized names of those who had lived incredible lives that the book told about. We walked through the museum and the cabins and relived history.  We drove onto Montezuma Creek for a delicious lunch.  We drove back through some of the most beautiful scenery in the world. 

We are home now and ready to help our clients with their real estate needs.  Please call Janet at ERA at 435-865-1019 or emailnaisbitt@infowest.com or search the MLS atwww.homesincedarcity.com.  Janet’s team will work hard to help make your real estate come true.

As I work today, my thoughts go back to this incredible journey and the courageous people who lived and succeeded at making impossible dreams come true.  How grateful we are for the many who have gone before us and courageously shaped our beautiful world.

Posted at 06:44PM Jun 15, 2012 by Janet Naisbitt-Bagley in General  | Comments[0]

THURSDAY JUN 07, 2012

Are There Options Other Than Foreclosure? Yes! True or False!

Do you have a financial hardship? Are you under water which means you owe more than your house will sell for? If so, you may be eligible to do a short sale!

Some think foreclosure is inevitable when they can’t make their house payment. The truth is that you don’t have to sit back and accept a foreclosure! Check with your lender and find out all your options! Do you want to keep your home? Ask about a loan modification, refinance, etc. Do you need to move? Ask about a short sale, deed in lieu of foreclosure, etc.

Some people think foreclosure is the answer to get them out of a tough situation. The truth is that there may be taxes owed on the difference, and your bank may go after you for a deficiency if you live in a recourse state such as Utah. The owners’ problems could get deeper with a foreclosure on their record.

Many owners have heard that banks don’t want to do short sales. I recently attended training for one of the REO companies I represent in marketing their homes. I was told banks are putting a larger emphasis on accepting short sales rather than foreclosing. Short sales cost the banks less than foreclosing, so that is an intelligent route to go.

Some think doing a short sale is just too much trouble. The short sale process is lengthy, but workable and often makes a win-win situation for all concerned. As one of my buyers recently said, “It was worth the wait to get the right home.”

Some owners believe that they have to pay commissions and out-of-pocket money when they participate in a short sale. In actuality, a short sale shouldn’t cost the seller. The bank typically pays the commission and closing costs for sellers. The homeowner often receives an incentive to complete the sale, so the owner may actually come out ahead financially.

When should the short sale begin? I recommend that you begin NOW! Do not wait until foreclosure costs mount, and the sale is just around the corner. Then it may be too late to get the bank to postpose the foreclosure to work on a short sale. The sooner you start the process the better chance you have for a successful short sale in my opinion.

Some homeowners believe they won’t qualify for a short sale if their loan modification has been denied. The truth is that the requirements are different for short sales vs. modifications. There are financial requirements to get a loan modification. I have seen successful short sales for people who have lost their jobs and have no income. If your modification has been denied, go for the short sale as soon as possible.

Will I ever be able to purchase a home again after a short sale? Yes. There may be time required, and your entire credit picture will be reviewed. I helped one seller complete his short sale, and he was able to purchase a home in less than a year. There is light at the end of the tunnel. I believe a short sale is a better option than foreclosure if you want to be a homeowner again soon.

Some believe any agent can handle a short sale. I believe experience and training are absolute requirements in choosing your agent. Janet Naisbitt-Bagley and her licensed assistants Jennifer Corral, Matt Bagley and Susan Wiley have their National Short Sale/Foreclosure certificates and are experienced in marketing short sales. Ask about our success stories.

Whether buying or selling, call the Janet Naisbitt-Bagley team for experienced, trained, top service with all of your real estate needs at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. Janet’s team is known as the real estate team that cares about you at ERA Realty Center, Cedar City, Utah 84720.

Check out the information and many services available on Janet’s website at http://www.homesincedarcity.com. You can also search the MLS for short sales, foreclosures, HUD homes and other bargains atwww.homesincedarcity.com.

Please remember that Janet LOVES REFERRALS — call 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com.

Posted at 05:02PM Jun 07, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

WEDNESDAY MAY 23, 2012

“Words of Wisdom Gleaned From ERA Real Estate Brokers And Agents…”

Following are a few of the timely and appropriate quotes offering “Motherly Advice” regarding the “Homebuying Process” from ERA Real Estate Marketing E-mail to me sent May 13, 2012 7:01am:

“As ERA Evergreen Real Estate broker Kristy Gonzalez shared, ‘My mother taught me that home is about family.  I was never exactly sure what she meant, but I have now been able to experience it firsthand.  To me, buying a home is an investment in your family; providing them a foundation of love and walls full of happy memories.'”

I believe all of our mother’s taught us the first part of this quote, “A penny saved is a penny earned.  Take advantage of the current low mortgage interest rates now, because as rates rise, your monthly payments increase.  Now is the time to invest in your future.”

“‘My advice to my children would be to buy real estate,’ said mother and ERA King Real Estate partner and sales executive Anna King. ‘It will be, has been and will continue to be the best investment.  Find a REALTOR you can trust and buy real estate.'”

Part of the following quote sounds very familiar, “The early bird gets the worm.  Real estate involves life-changing decisions but procrastination will not get you anywhere.  It is a buyer’s market – grab those low list prices while you can.”

At the end of the article is the following, “So to all of those mothers who have said, ‘Someday, you’ll thank me for this,’ you were right.”

These are fun quotes.  Please call me if you would like a copy of the entire E-mail. 

The inventory of homes is lower in some price ranges, so I do agree that now is the time to buy before prices rise which is what usually happens when the inventory decreases.  Monthly payments can be very low with interest rates unbelieveably below 4%. 

We discussed in our ERA Realty Center training meeting this morning that it is getting more difficult to find homes for our clients under $150,000 because that is the range that most buyers seem to want.  That range is a steady market, in my opinion, and may turn from a buyer’s market in the past to a seller’s market soon.

Please check out the inventory of homes for sale including HUD homes, foreclosures, short sales, new construction and homes priced like short sales at www.homesincedarcity.com.  Then call Janet Naisbitt-Bagley team at 435-865-1019 or 800-934-3742 or emailnaisbitt@infowest.com for your free tour of homes you like.  You can also text Janet’s mobile at 435-559-7772

Janet’s experienced, trained team of professional REALTORS will work hard to help you make all of your real estate dreams come true whether buying or selling.  Join the real estate team that is know as the team that cares about you!

Posted at 06:43PM May 23, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

TUESDAY MAY 22, 2012

Home Loan Interest Rates Are Lower Than Low!

According to an email I received from Steve Florio with ERA Mortgage, “Mortgage rates dipped again, for the sixth week in a row, pushing the rate on the most common type of mortgage below 4 percent for the first time in the history of Bankrate’s survey.”  Unbelieveable! 

When I started selling real estate in January of 1984, rates were approximately 18%.  When they dropped to 13%, I was ecstatic!  When they dropped to 11%, we had an office party.  Imagine how elated I was when they dropped below 10%. 

What are you waiting for?  Buyers please note that prices are below low and interest rates are too!  With the multiple offers we are receiving and with buyers willing to pay more than appraisal, I believe fence-sitting is not the best policy! 

There are still beautiful homes waiting for you to love!  There are not as many homes for sale, but there are still bargains looking for owners including short sales, foreclosures, new construction, HUD homes and homes priced-like foreclosures.  Check out the inventory inwww.homesincedarcity.com

Call Janet Naisbitt-Bagley team at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com for your free tour of homes for sale that match your dreams. 

What is the definition of your dream home?  The home of your dreams has everything you need and as many of your wants as you can reasonably afford!  Call today while everything is in line to make your real estate dreams come true with an affordable monthly payment just for you!

Posted at 10:16PM May 22, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

TUESDAY MAY 15, 2012

Are There Signs of Improvement in Real Estate Market? YES!

According to April DS News article:   

*Brinkman is quoted as saying that mortgage performance is improving & that unemployment rate is declining. 

*Capitol Economics said that over the past year the visible inventory has dropped 20% & over the last 6 months home sales have risen by 13%. 

*Villacorta said, “The good news is the improvements in the job market, stronger consumer confidence and the heightened activity of investors-often with cash-in the lower price tiers.”  

In my opinion, the above are signs of improvement in the real estate market.  Wouldn’t you agree?

Why not invest in real estate now while the inventory is ample, the prices are low and the interest rates work together to give you an affordable monthly payment.

Whether buying rentals and letting the tenants pay off your home for you or buying your very own dream home, call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 or 800-934-3742 today.  You can also email naisbitt@infowest.com for help with all of your real estate needs.

Check out the homes for sale on the MLS atwww.homesincedarcity.com including HUD homes, short sales, foreclosures, new construction and homes priced like foreclosures.  Janet’s team at 435-865-1019 can help you with every home.

Call for your free list of homes and your free tour today.  Have a fantastic home shopping day!

Posted at 09:26PM May 15, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

WEDNESDAY MAY 02, 2012

Agent discussion Centered Around Disappearing Home Inventory For Buyers

The subject of current real estate market conditions came up in our ERA Realty Center weekly training meeting today.  The discussion centered around the lack of homes for sale for buyers in some price ranges.  One top agent mentioned that she’ll help a buyer find a home and make an offer only to find out that there are several offers on the same home.  If the buyer loses the home to another buyer, the agent must start the process over of touring homes.  However, it is hard to find them another home that they like as well.  Buyers are becoming frustrated and discouraged.   

The homes for sale in the lower price ranges have diminished to the point that it is often difficult for buyers to understand that if they delay the purchase of their home, they may not be able to buy one.  Bargain priced homes often sell quickly and will likely attract multiple offers immediately.  Sometimes the offers are above list price.  It is easy for buyers to find themselves starting over.  Buyers may want to offer full price or more if they believe the home is a good buy.  Some believe the real estate market has already turned around in some price ranges.

What can be done?  Don’t delay.  Call Janet Naisbitt-Bagley’s team at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.comtoday. 

Janet’s team at ERA Realty Center can set you up with a portal to the MLS, so you get the most current information as to homes that are available today.   Janet’s team can do an MLS search and send you the homes available today including short sales, foreclosures, new construction and other bargain-priced homes.  You can also search the MLS at www.homesincedarcity.com

Janet’s team can set you up to receive automatic emails of the homes that match your criteria as soon as they come on the market.  You’ll know about the great buys as soon as they hit the MLS.  Call Janet’s team the minute you see a home you like.  Janet has a licensed team of assistants that can help you with every home for sale.  Begin your tour today. 

When you find the home you like, Janet’s team can write and negotiate your contract and follow through the the transaction from beginning to end.  You’ll love working with the professional, experienced, trained team that gives top service and cares about you.

I believe it will become increasingly difficult to find your home and have an affordable monthly payment as prices begin to rise as home inventory decreases.  It is my opinion that buyers should begin their search today .

Posted at 05:26PM May 02, 2012 by Janet Naisbitt-Bagley in Real Estate  | Comments[0]

 

2012 UAR Convention Offered Short Sale Certification!

What a delightful experience we have enjoyed these past 2 days at the Utah Association of REALTORS Convention in St. George, Utah!  Susan Wiley, Jennifer Corral, my assistants, and I completed the 10-hour education requirement for the new Utah “Short Sale Expert Certification.”

This Utah certification is brand new, and my team and I are excited to be among the first agents in Utah to take advantage of this opportunity to add this important and valuable certification to our real estate credentials.

My assistants, Matt Bagley, Jennifer Corral, Susan Wiley, and I already have our National Association of REALTORS (NAR) “Short Sale/Foreclosure Certificates.”  We are already trained and experienced in marketing short sales, and we feel this new “Short Sale Expert Certification” will further benefit our clients and the economy.

Please call Janet’s team today at 435-865-1019 at ERA Realty Center for more information about short sales and for all of your real estate needs.  You can also email naisbitt@infowest.com or text Janet’s mobile at 435-865-1019 today.

For a current list of short sales, foreclosures and bargains, go to http://www.homesincedarcity.com or call Janet’s team 865-1019.

Janet Naisbitt-Bagley and her assistants would love to give you top service with every home.

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